Buy Smart to Build Wealth Faster
Trusted by millions of home buyers nationwide
Buy with Confidence
Know when and where to buy
What if you could find your dream home at a better price in a nearby neighborhood? Explore zip codes by popular market, cheaper buys, & more.
Understand your buying power
Getting prequalified is a must in today’s market. Selling too? Add your home to see its value, and how much cash you could put towards your next home.
Be ready to make your move
Don’t miss out on your dream home because you’re unprepared. Be a competitive buyer by getting prequalified and double checking the market trends.
Are you homeowners? Learn how to monitor and optimize your home finance decisions for building your long-term wealth.
Find the Balance Between Your Finances & Lifestyle
Understanding Home Search’s Insight for Smart, Fair, and Weak Buys
Building Wealth for Homebuyers with Home Search
Home Search’s personalized insights help buyers understand affordability and investment strategies. It lets buyers browse homes for sale with a smarter, simpler twist: They’ll see personalized financial insights on each listing. These insights make it easy to understand affordability and investment potential based on the listing’s data, budget, and market trends. Depending on those factors, a listing can be a smart, fair, or weak buy for a buyer at that time.
Buyers using Home Search get to see helpful financial insights on every listing without having to do any math. And it gets better: every buyer can choose to update the profile that platform uses to make calculations so that the smart, fair, or weak buy insights are even more personalized and helpful.
Over or under budget: Sometimes a buyer’s budget can be flexible depending on the home. The platform helps make budget strategy clearer by showing the difference between the buyer’s maximum monthly budget and the estimated monthly costs for the listing.
Estimated monthly costs: The platform helps buyers think about the total cost of ownership, beyond just principal and interest. The estimated monthly cost for a listing sums the estimated monthly mortgage payment, PMI (if applicable), and the national averages for HOA fees, home insurance, property taxes, and maintenance.
Savings of owning compared to renting: Think of this like a rent-versus-buy calculator, minus the manual math! Using the buyer’s current monthly costs in the Your Profile tab, the platform calculates how much they might spend renting over the number of years they plan to stay in their current place. At the same time, the platform calculates what it would cost to own the listed home based on estimated monthly costs for that home, but keeping that same number of years constant. Next, the platform estimates what the home could sell for at the end of that time period (factoring in selling fees, remaining loan balance, and current inflation rate). Finally, the platform compares the overall savings or loss to determine if the buyer will save money long-term.
Expected sale price: The platform uses market temperature for the zip code of the listed home to estimate a listing price for that future sale.
